Tuesday, October 22, 2013

I'm Depressed

And no it’s not from the pregnancy hormones. It’s from our government.

When I was a little kid I thought what a great country we live in, how lucky are we? For some reason I always thought living in other countries would be terrible because of the cost of living and what not. You wouldn’t think it but Australia is a very hard place to live in. But as the days keep going by and Obama is in the office I’m beginning to think living in another country wouldn’t be so bad.

Did you know that you can be exempt from the yearly fee of not having insurance, which in 2014 will be 95$ per adult and 47.50$ per child, if you can't find a plan that is lower than or equal to 8% of your monthly income?

Confused? Ok, T and I make roughly $2100 per month with us both working. 8% of that is 168$. So if I can't find a health insurance plan that costs 168$ or less, I wouldn't have to pay the yearly fee for not having insurance.

Right now, T and I are paying 20% of our monthly income for insurance. Now, tell me what you would do??

Basically, we have decided not to have insurance and save the 400$ we are paying right now in case of emergencies and we will be filling for exemption on our 2014 tax return. That is, unless we can find a health insurance plan for 168$ or less. Yeah right....

We will not be one of those low lying individuals who don’t have insurance and need medical help then not pay their bills. Who says I can’t put that 400$ in the bank every month and have it on hand for emergencies? It’s not like we visit the doctor that often anyways. I’m not saying something won’t happen but why not? Seriously?

Recently my brother broke his leg and had to have surgery and you think that insurance would cover it. Oh yes, but not until my parents had to pay the 7500$ deductible they have. They spend more money per month on insurance than I do! And that’s a lot! Oh and not to mention the $1800 co-pay they had because insurance only covers 70% of procedures. So in reality they ended up spending $9300 plus what his medications costs, because again, insurance only covers 70% of medical costs.

So is insurance really all that great? That’s the big mystery!

To me it’s becoming as ridiculous as vehicle insurance is, or dental and vision. Dental and vision insurance is a complete joke!

A while back my dad had to go in and have some cancerous skin removed from his neck and just out of curiosity he asked the doctor how much it cost to pay cash for it. All the doctor could tell him was that he had insurance so it didn’t matter. She couldn’t even tell him! They are so used to using insurance companies it’s sickening!

I also so on the news the other day of how self-pay clinics are becoming more and more popular. Hmm.. I wonder why?

I want to do right by my family and provide the best for them but it’s hard when the government is screwing things up and making it more and more harder too live in America, the Land of the Free, the Home of the Brave. Well folks, it’s not free anymore. Obama really really wants to call martial law, I just know it, and there isn’t anyone brave enough to stand up to him.

I would really enjoy ya’lls inputs if you feel like it, I’m curious as to what other folks have to say…

So comment away!


P.S. I had a dream the other day, not a total dream but one of those I’m halfway conscious kinda dreams that we started a pray group and went to the capital and prayed around the white house. What would it hurt? It’s what they need…


  1. Sounds to me like the "dream' was the Holy Spirit reminding you and us to pray pray pray! Maybe at the white house...maybe in our living rooms or bedrooms or our court houses and in church! The Bible says in the last days we will have visions and dream dreams..I will look up complete scripture I am wiped out tonight and can't think of it.

    Anyway...the Lord has stirred your heart.

    Insurance...basically we keep a job that we don't like all that much because of insurance. That's it in a nutshell. It is all about the insurance. I am sick of insurance. I am sick of Obamacare it is a big joke and all it is about is control and more control. Nothing is fair...we pay for people basically live off of the government...do drugs, drink have one baby after another and get welfare and all kids of aid. And the people that work and hold jobs and are responsible citizens and try to contribute to society are the ones that are hurting. Not fair at all.

    But....we have to remember that Jesus didn't say it would be easy. And nothing that is going on is a surprise to Him. We have to fix our eyes on the prize....heaven and live for that. Be the best Christian we can be and stand for Him always. It won't be easy but in His strength we can do it.

    Love ya....good post

  2. I hear ya!! All this gets me down so badly and makes my stomach hurt, literally. (which is why I had to get off FB again... I couldn't take anymore political junk.) I hate what this country has become... How will we ever be able to teach our kids patriotism and being proud of this country, when there is nothing to be proud of? And that kills me because I think of my pappy, and how he went off to fight for this Nation.. and countless other men. I hate this time.. Hate it. I so wish we would have lived 50 or 100 years ago.. yeah, things were hard then, and bad things have happened all through time. But everything seems so hopeless now. Which I know that isn't true, because our hope lies in the Lord.. so we are never without hope. But I think this country in general is without hope, and I think God has lifted His hand from this Nation.. and that is depressing to me. I think that is the difference between now, and 50-100 years ago. But it all comes down to this place is not our home! And while He may have lifted His hand from the nation, He has not lifted His hands from His people! He knows what's going on, and it grieves Him. But He will take care of His kids, We just gotta endure, and keep on keepin' on, and keep our hope in Him. Whatever may come...
    I understand your frustration about this insurance mess, I've sure been worried about ya'll... and others who are in the same boat. I guess we are ok for now, having it through J's job, but I have no illusions, that at some point we'll be forced into the same corner every one else is. Freedom is most defiantly a thing of the past.. yet, as of today we are ok.. and Lord willing, tomorrow, we will be ok. What may come will come, but we gotta take each day and live it, and do what we have to do.. and be grateful for each day of freedom we still have.

  3. Agree 100% with you... it's so ridiculous. This country is slipping away, and within months we are liable to not be free anymore... at all. :( But how many Americans see it that way?!

    Yes, that's what they need! Prayer, everyday we pray for this country, and it's so called leaders. Lord only knows, but He also doesn't just hand us the things we want/need, we have to do something ourselves...

  4. Good Post...I agree. The Holy Spirit is definitely prompting you! Good for you to be in tune with it! Thank goodness, God is BIGGER than any of this mess. I remind myself to keep my eyes on Jesus...Prayer is a powerful tool and I'm so thankful to know that! I continue every day to pray over my family for good health...then I don't have to fight this crazy mess of insurance/doctors/chaos~it does concern me to have something other than our current insurance...as my oldest has type 1 diabetes....as of now, I am paying big bucks for insurance, but I have to file all the claims for his medicine. IRRITATING!

  5. You are so right! We are on medicare and all the doctors have stopped taking medicare patients I guess we get to have the death counseling thing now. Anyway, my single daughter (she lost her husband a year ago) has to support herself (she is a hairdresser) and just can't afford the cost of the Affordable Healthcare..what a mess.